Disclaimer

Surveyed terms, not an offer. The credit-card figures on CardTerms are terms that issuers reported to the CFPB Terms of Credit Card Plans (TCCP) Survey. They are not offers of credit, advertisements, or personalized quotes. We are not affiliated with, endorsed by, or sponsored by the CFPB or any issuer.

Your actual terms will differ. The APR, fees, credit limit and approval you receive depend on your creditworthiness, income and the issuer's underwriting at the time you apply. Survey data is a point-in-time snapshot (CFPB TCCP survey, Jul-Dec 2025) and issuers change terms frequently. Always verify the current terms directly with the issuer before applying or relying on any figure.

The information and calculators on CardTerms are provided for general informational purposes only and do not constitute financial, legal or tax advice. While we source from an authoritative public dataset and use standard formulas, figures may be out of date or contain errors. Consult a qualified professional before making financial decisions.

CardTerms accepts no responsibility for any loss arising from reliance on the site.

Last updated: 2026-06-29