Barclays Bank Delaware credit card terms
Credit-card bank · 35 products surveyed · CFPB TCCP survey, Jul-Dec 2025
Barclays Bank Delaware reported a surveyed purchase APR of 17.49% – 34.99% (median 25.24%) to the CFPB Terms of Credit Card Plans survey, across 35 products. It is one of the 25 largest U.S. card issuers. Annual fees on surveyed cards: $59 – $1,199. These are surveyed terms, not an offer — your APR depends on your credit.
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
Barclays Bank Delaware surveyed terms at a glance
| Term | Reported value |
|---|---|
| Purchase APR (surveyed range) | 17.49% – 34.99% |
| Median purchase APR | 25.24% |
| Rate type | variable |
| Intro / promo APR offered | Yes (from 22.24%) |
| Balance-transfer APR (max) | 32.24% |
| Cash-advance APR (max) | 34.99% |
| Annual fee | $59 – $1,199 |
| Late fee (median) | $29 |
| Secured card offered | Not reported |
| Products surveyed | 35 |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
A dash (—) means Barclays Bank Delaware did not report that field in the survey.
Barclays Bank Delaware purchase APR by credit tier
Median purchase APR Barclays Bank Delaware reported for each applicant credit tier. Cards typically quote a range and place you within it based on your credit:
| Your credit tier | Median purchase APR |
|---|---|
| Poor credit (619 or less) | 29.99% |
| Good credit (620-719) | 29.99% |
| Great credit (720+) | 25.24% |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
How Barclays Bank Delaware compares
For good credit (620-719), the CFPB median purchase APR was 28.2% at large issuers and 18.15% at small banks and credit unions. Barclays Bank Delaware's median of 25.24% sits above the 21% national average APR.
Similar issuers (credit-card bank)
| Issuer | Surveyed purchase APR | Median APR | Annual fee |
|---|---|---|---|
| Barclays Bank Delaware (this issuer) | 17.49% – 34.99% | 25.24% | $59 – $1,199 |
| American Express National Bank | 18.24% – 29.24% | 27.12% | $95 – $5,000 |
| Goldman Sachs Bank USA | 17.49% – 28.49% | 23.24% | — |
| Merrick Bank | 21.95% – 34.7% | 29.49% | $36 – $48 |
| Credit One Bank | 28.74% – 30.49% | 29.99% | $39 – $95 |
| Stride Bank | 9.24% – 35.74% | 20.49% | — |
| Webbank | 29.99% – 35.99% | 32.99% | $39 |
American Express National Bank · Goldman Sachs Bank USA · Merrick Bank · Credit One Bank · Stride Bank · Webbank
Frequently asked questions
What is Barclays Bank Delaware's credit card APR?
Barclays Bank Delaware reported a purchase APR of 17.49% – 34.99% to the CFPB Terms of Credit Card Plans survey (median 25.24%), across 35 surveyed products. Rates are variable. This is a surveyed range, not an offer; your actual APR depends on your credit.
Does Barclays Bank Delaware charge an annual fee?
Barclays Bank Delaware's surveyed cards carry an annual fee of $59 – $1,199. Many cards from this issuer have a $0 annual fee; premium cards charge more. Verify the specific card.
Is Barclays Bank Delaware a good choice for a low APR?
Barclays Bank Delaware is one of the 25 largest issuers. The CFPB found large issuers charge roughly 8 to 10 percentage points (large vs small issuers, across credit tiers) more than small banks and credit unions. If a low APR is the priority, compare a local credit union.
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Sources & accuracy
Terms reported by Barclays Bank Delaware (Barclays Bank Delaware) to the CFPB Terms of Credit Card Plans (TCCP) Survey (U.S. public domain, CFPB TCCP survey, Jul-Dec 2025). Surveyed terms are not an offer; your actual APR, fees and approval depend on your creditworthiness. Verify current terms with the issuer. See our methodology and disclaimer.
Last updated: 2026-06-29