Webbank credit card terms
Credit-card bank · 1 product surveyed · CFPB TCCP survey, Jul-Dec 2025
Webbank reported a surveyed purchase APR of 29.99% – 35.99% (median 32.99%) to the CFPB Terms of Credit Card Plans survey, across 1 product. Annual fees on surveyed cards: $39. These are surveyed terms, not an offer — your APR depends on your credit.
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
Webbank surveyed terms at a glance
| Term | Reported value |
|---|---|
| Purchase APR (surveyed range) | 29.99% – 35.99% |
| Median purchase APR | 32.99% |
| Rate type | fixed |
| Intro / promo APR offered | Not reported |
| Balance-transfer APR (max) | — |
| Cash-advance APR (max) | 35.99% |
| Annual fee | $39 |
| Late fee (median) | $28 |
| Secured card offered | Not reported |
| Products surveyed | 1 |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
A dash (—) means Webbank did not report that field in the survey.
How Webbank compares
For good credit (620-719), the CFPB median purchase APR was 28.2% at large issuers and 18.15% at small banks and credit unions. Webbank's median of 32.99% sits above the 21% national average APR.
Similar issuers (credit-card bank)
| Issuer | Surveyed purchase APR | Median APR | Annual fee |
|---|---|---|---|
| Webbank (this issuer) | 29.99% – 35.99% | 32.99% | $39 |
| Credit One Bank | 28.74% – 30.49% | 29.99% | $39 – $95 |
| Merrick Bank | 21.95% – 34.7% | 29.49% | $36 – $48 |
| American Express National Bank | 18.24% – 29.24% | 27.12% | $95 – $5,000 |
| Barclays Bank Delaware | 17.49% – 34.99% | 25.24% | $59 – $1,199 |
| Goldman Sachs Bank USA | 17.49% – 28.49% | 23.24% | — |
| Stride Bank | 9.24% – 35.74% | 20.49% | — |
Credit One Bank · Merrick Bank · American Express National Bank · Barclays Bank Delaware · Goldman Sachs Bank USA · Stride Bank
Frequently asked questions
What is Webbank's credit card APR?
Webbank reported a purchase APR of 29.99% – 35.99% to the CFPB Terms of Credit Card Plans survey (median 32.99%), across 1 surveyed product. Rates are fixed. This is a surveyed range, not an offer; your actual APR depends on your credit.
Does Webbank charge an annual fee?
Webbank's surveyed cards carry an annual fee of $39. Many cards from this issuer have a $0 annual fee; premium cards charge more. Verify the specific card.
Is Webbank a good choice for a low APR?
Webbank's surveyed range is 29.99% – 35.99%. Compare it against a credit union, which often offers lower rates (federal credit unions are capped at 18%).
Keep exploring
Sources & accuracy
Terms reported by Webbank (Webbank) to the CFPB Terms of Credit Card Plans (TCCP) Survey (U.S. public domain, CFPB TCCP survey, Jul-Dec 2025). Surveyed terms are not an offer; your actual APR, fees and approval depend on your creditworthiness. Verify current terms with the issuer. See our methodology and disclaimer.
Last updated: 2026-06-29