Credit Union For All, The credit card terms
Credit union · 2 products surveyed · CFPB TCCP survey, Jul-Dec 2025
Credit Union For All, The reported a surveyed purchase APR of 9.99% – 19.99% (median 13.49%) to the CFPB Terms of Credit Card Plans survey, across 2 products. As a credit union, its cards are capped at an 18% APR by federal law. No annual fee was reported for its surveyed cards. These are surveyed terms, not an offer — your APR depends on your credit.
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
Credit Union For All, The surveyed terms at a glance
| Term | Reported value |
|---|---|
| Purchase APR (surveyed range) | 9.99% – 19.99% |
| Median purchase APR | 13.49% |
| Rate type | fixed |
| Intro / promo APR offered | Not reported |
| Balance-transfer APR (max) | 5.99% |
| Cash-advance APR (max) | 19.99% |
| Annual fee | — |
| Late fee (median) | $25 |
| Secured card offered | Not reported |
| Products surveyed | 2 |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
A dash (—) means Credit Union For All, The did not report that field in the survey.
Credit Union For All, The purchase APR by credit tier
Median purchase APR Credit Union For All, The reported for each applicant credit tier. Cards typically quote a range and place you within it based on your credit:
| Your credit tier | Median purchase APR |
|---|---|
| Poor credit (619 or less) | 19.99% |
| Good credit (620-719) | 13.49% |
| Great credit (720+) | 9.99% |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
How Credit Union For All, The compares
For good credit (620-719), the CFPB median purchase APR was 28.2% at large issuers and 18.15% at small banks and credit unions. Credit Union For All, The's median of 13.49% sits around or below the 21% national average APR.
Similar issuers (credit union)
| Issuer | Surveyed purchase APR | Median APR | Annual fee |
|---|---|---|---|
| Credit Union For All, The (this issuer) | 9.99% – 19.99% | 13.49% | — |
| Grow Financial Federal Credit Union | 10.49% – 17.99% | 13.49% | — |
| Matanuska Valley Federal Credit Union | 11% – 16% | 13.5% | — |
| Park City Credit Union | 11% – 19% | 13.5% | — |
| Sacramento Credit Union | 11.5% – 21.4% | 13.4% | — |
| Credit Union Of New Jersey | 11.65% – 18% | 13.65% | — |
| Align Credit Union | 11.75% – 16.75% | 13.75% | — |
Grow Financial Federal Credit Union · Matanuska Valley Federal Credit Union · Park City Credit Union · Sacramento Credit Union · Credit Union Of New Jersey · Align Credit Union
Frequently asked questions
What is Credit Union For All, The's credit card APR?
Credit Union For All, The reported a purchase APR of 9.99% – 19.99% to the CFPB Terms of Credit Card Plans survey (median 13.49%), across 2 surveyed products. Rates are fixed. This is a surveyed range, not an offer; your actual APR depends on your credit.
Does Credit Union For All, The charge an annual fee?
Credit Union For All, The did not report an annual fee for its surveyed cards (most general cards from this issuer have no annual fee, though premium cards can). Verify the specific card's terms.
Is Credit Union For All, The a good choice for a low APR?
Credit Union For All, The is a credit union, and federal credit unions are capped at an 18% APR by law - so its rates (9.99% – 19.99%) tend to undercut large banks. The CFPB found small banks and credit unions charge roughly 8 to 10 percentage points (large vs small issuers, across credit tiers) less than large issuers for the same credit tier.
Keep exploring
Sources & accuracy
Terms reported by Credit Union For All, The (Credit Union For All, The) to the CFPB Terms of Credit Card Plans (TCCP) Survey (U.S. public domain, CFPB TCCP survey, Jul-Dec 2025). Surveyed terms are not an offer; your actual APR, fees and approval depend on your creditworthiness. Verify current terms with the issuer. See our methodology and disclaimer.
Last updated: 2026-06-29