Sabine State Bank And Trust Company credit card terms
Bank · 1 product surveyed · CFPB TCCP survey, Jul-Dec 2025
Sabine State Bank And Trust Company reported a surveyed purchase APR of 16.8% (median 16.8%) to the CFPB Terms of Credit Card Plans survey, across 1 product. Annual fees on surveyed cards: $12. These are surveyed terms, not an offer — your APR depends on your credit.
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
Sabine State Bank And Trust Company surveyed terms at a glance
| Term | Reported value |
|---|---|
| Purchase APR (surveyed range) | 16.8% |
| Median purchase APR | 16.8% |
| Rate type | fixed |
| Intro / promo APR offered | Not reported |
| Balance-transfer APR (max) | — |
| Cash-advance APR (max) | 16.8% |
| Annual fee | $12 |
| Late fee (median) | — |
| Secured card offered | Not reported |
| Products surveyed | 1 |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
A dash (—) means Sabine State Bank And Trust Company did not report that field in the survey.
How Sabine State Bank And Trust Company compares
For good credit (620-719), the CFPB median purchase APR was 28.2% at large issuers and 18.15% at small banks and credit unions. Sabine State Bank And Trust Company's median of 16.8% sits around or below the 21% national average APR.
Similar issuers (bank)
| Issuer | Surveyed purchase APR | Median APR | Annual fee |
|---|---|---|---|
| Sabine State Bank And Trust Company (this issuer) | 16.8% | 16.8% | $12 |
| Jonah Bank Of Wyoming | 16.25% | 16.25% | $50 |
| Solvay Bank | 15.88% | 15.88% | — |
| Midfirst Bank | 13.74% – 21.74% | 17.74% | — |
| Farm Bureau Bank Fsb | 16.74% – 29.99% | 17.99% | — |
| First State Bank | 18% | 18% | — |
| United Bank | 5.99% – 21.49% | 15.49% | — |
Jonah Bank Of Wyoming · Solvay Bank · Midfirst Bank · Farm Bureau Bank Fsb · First State Bank · United Bank
Frequently asked questions
What is Sabine State Bank And Trust Company's credit card APR?
Sabine State Bank And Trust Company reported a purchase APR of 16.8% to the CFPB Terms of Credit Card Plans survey (median 16.8%), across 1 surveyed product. Rates are fixed. This is a surveyed range, not an offer; your actual APR depends on your credit.
Does Sabine State Bank And Trust Company charge an annual fee?
Sabine State Bank And Trust Company's surveyed cards carry an annual fee of $12. Many cards from this issuer have a $0 annual fee; premium cards charge more. Verify the specific card.
Is Sabine State Bank And Trust Company a good choice for a low APR?
Sabine State Bank And Trust Company's surveyed range is 16.8%. Compare it against a credit union, which often offers lower rates (federal credit unions are capped at 18%).
Keep exploring
Sources & accuracy
Terms reported by Sabine State Bank And Trust Company (Sabine State Bank And Trust Company) to the CFPB Terms of Credit Card Plans (TCCP) Survey (U.S. public domain, CFPB TCCP survey, Jul-Dec 2025). Surveyed terms are not an offer; your actual APR, fees and approval depend on your creditworthiness. Verify current terms with the issuer. See our methodology and disclaimer.
Last updated: 2026-06-29