Solvay Bank credit card terms
Bank · 1 product surveyed · CFPB TCCP survey, Jul-Dec 2025
Solvay Bank reported a surveyed purchase APR of 15.88% (median 15.88%) to the CFPB Terms of Credit Card Plans survey, across 1 product. No annual fee was reported for its surveyed cards. These are surveyed terms, not an offer — your APR depends on your credit.
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
Solvay Bank surveyed terms at a glance
| Term | Reported value |
|---|---|
| Purchase APR (surveyed range) | 15.88% |
| Median purchase APR | 15.88% |
| Rate type | fixed |
| Intro / promo APR offered | Not reported |
| Balance-transfer APR (max) | — |
| Cash-advance APR (max) | 15.88% |
| Annual fee | — |
| Late fee (median) | — |
| Secured card offered | Not reported |
| Products surveyed | 1 |
Source: CFPB Terms of Credit Card Plans (TCCP) Survey. Data as of CFPB TCCP survey, Jul-Dec 2025.
A dash (—) means Solvay Bank did not report that field in the survey.
How Solvay Bank compares
For good credit (620-719), the CFPB median purchase APR was 28.2% at large issuers and 18.15% at small banks and credit unions. Solvay Bank's median of 15.88% sits around or below the 21% national average APR.
Similar issuers (bank)
| Issuer | Surveyed purchase APR | Median APR | Annual fee |
|---|---|---|---|
| Solvay Bank (this issuer) | 15.88% | 15.88% | — |
| Jonah Bank Of Wyoming | 16.25% | 16.25% | $50 |
| United Bank | 5.99% – 21.49% | 15.49% | — |
| Sabine State Bank And Trust Company | 16.8% | 16.8% | $12 |
| Midfirst Bank | 13.74% – 21.74% | 17.74% | — |
| State Bank And Trust Company, The | 6.99% – 21.99% | 13.99% | — |
| Farm Bureau Bank Fsb | 16.74% – 29.99% | 17.99% | — |
Jonah Bank Of Wyoming · United Bank · Sabine State Bank And Trust Company · Midfirst Bank · State Bank And Trust Company, The · Farm Bureau Bank Fsb
Frequently asked questions
What is Solvay Bank's credit card APR?
Solvay Bank reported a purchase APR of 15.88% to the CFPB Terms of Credit Card Plans survey (median 15.88%), across 1 surveyed product. Rates are fixed. This is a surveyed range, not an offer; your actual APR depends on your credit.
Does Solvay Bank charge an annual fee?
Solvay Bank did not report an annual fee for its surveyed cards (most general cards from this issuer have no annual fee, though premium cards can). Verify the specific card's terms.
Is Solvay Bank a good choice for a low APR?
Solvay Bank's surveyed range is 15.88%. Compare it against a credit union, which often offers lower rates (federal credit unions are capped at 18%).
Keep exploring
Sources & accuracy
Terms reported by Solvay Bank (Solvay Bank) to the CFPB Terms of Credit Card Plans (TCCP) Survey (U.S. public domain, CFPB TCCP survey, Jul-Dec 2025). Surveyed terms are not an offer; your actual APR, fees and approval depend on your creditworthiness. Verify current terms with the issuer. See our methodology and disclaimer.
Last updated: 2026-06-29